Returning to Ireland is the focus of this Taxbytes for Expats episode, as Stephanie Wickham speaks with Sarah Owen of Crosscare Irish Diaspora Support Project. Sarah explains the practical and emotional realities Irish expats can face when moving home, from housing and social welfare access to GP registration, school places and reverse culture shock. Listeners will learn why planning ahead matters, how support services can help, and why coming home is not always as simple as it sounds.
Why This Topic Matters
Returning to Ireland can look straightforward from the outside. You know the place, you may have family here, and there is often a comforting idea that moving home should be easier than moving away. As Sarah Owen explains in this episode, that is not always how it works in practice.
For Irish expats, returning home can involve housing pressure, school places, GP access, social welfare rules, paperwork, family expectations and the slightly awkward business of getting to know Ireland again. Add children, a partner from another country, a job search, elderly parents, foreign savings, foreign assets or questions around tax residency into the mix, and the move can become more complicated than expected.
This conversation is not a technical tax episode, but it is hugely relevant for anyone thinking about moving back to Ireland. The practical side of return migration often affects the timing of wider financial and tax planning. And timing can make a real difference.
What the Episode Covers
Stephanie speaks with Sarah Owen from Crosscare Irish Diaspora Support Project about the real-life issues facing Irish citizens and their families when they are emigrating or returning to Ireland.
Sarah explains how Crosscare supports Irish people abroad and those coming home, including people making a planned move and people returning in much more difficult circumstances. The organisation provides information, advocacy and practical support, especially where people are marginalised, in crisis, or trying to access state services after a long period abroad.
The episode looks at recent patterns Crosscare has seen. Sarah discusses the spike in people returning during the pandemic, the later increase in younger people leaving Ireland for Australia and Canada, and the changing destinations for Irish emigrants, including the UAE and other places where English may not be the first language.
A key point in the conversation is that returning to Ireland is not simply emigration in reverse. People change while they are away. Ireland changes too. The version of Ireland someone comes back to may not match the one they have been carrying around in their head, especially if most visits home have been short, festive and full of people making an effort. Real life, sadly, is not Christmas week with better weather.
Stephanie and Sarah also discuss the practical pinch points that can surprise returning Irish expats. These include accommodation, property purchases, housing support, social welfare, GP access, school places and rebuilding networks.
Sarah explains that Irish citizenship alone does not always mean automatic access to statutory supports. In some cases, returning citizens need to satisfy criteria such as local connection, means testing or **habitual residence**. This can be especially difficult for people who have been abroad for a long time, those returning suddenly to care for a family member, or those coming back from a crisis situation.
The emotional side of return is also covered. Reverse culture shock, identity, belonging and the grief of leaving a life abroad can all be part of the move home. For many people, settling back into Ireland takes longer than six months. Sometimes it takes a year or two, and that is far more common than people admit on the forms and forums.
What Listeners Will Learn
Listeners will come away with a more realistic understanding of what returning to Ireland can involve, both practically and emotionally.
The episode explains why planning a return should include more than flights and shipping boxes. It highlights the importance of checking housing options, PPS numbers, school places, healthcare access, social welfare eligibility and local supports before the move, especially where the return is happening quickly.
For anyone also dealing with foreign income, foreign savings, foreign assets, tax residency or cross-border tax questions, this episode is a useful reminder that the practical and financial pieces often overlap. Personalised tax advice may still be needed where the timing of the move affects Irish tax resident status, worldwide income, Irish-source income or future tax compliance.
Most of all, the conversation gives returning Irish expats permission to plan properly and to be honest about the fact that coming home can be both the right decision and a hard adjustment.
About the Guest
Sarah Owen is Project Leader with Crosscare Irish Diaspora Support Project, a Dublin-based nonprofit funded by the Government of Ireland. Crosscare provides information and advocacy assistance to Irish citizens moving abroad and returning to Ireland, with a particular focus on people who are marginalised or in crisis.
Sarah is a dual Irish and French citizen with lived experience of migration. She has worked in Irish diaspora support and engagement for almost 15 years, across frontline support, policy, research and outreach. Her work is grounded in helping people make informed migration decisions, rather than pushing them towards or away from returning.
Website: https://diasporasupport.ie/
LinkedIn: https://www.linkedin.com/in/sarahelisabethowen/
Important Quotes
“Return migration is not just a reverse of emigration. It is so much more than that.” — Sarah Owen
“Just because you’re an Irish citizen doesn’t mean you have an automatic entitlement to access statutory supports.” — Sarah Owen
“The starting point is information. We’re trying to help people make an informed decision for themselves.” — Sarah Owen
“These are the things that sometimes you don’t read about on the information websites. It’s the experience of working with people.” — Stephanie Wickham
Frequently Asked Questions
What should Irish expats plan before returning to Ireland?
Irish expats should plan the practical side of the move early, including housing, access to state supports, school places, GP registration, PPS numbers for children born abroad, and rebuilding social and professional networks. Sarah Owen explains that the starting point is good information, so people can make an informed decision about whether now is the right time to return.
Can returning Irish citizens access social welfare straight away?
Not always. Sarah explains that being an Irish citizen does not automatically mean you can access statutory supports. For social welfare, a returning citizen may need to satisfy criteria such as a means test and show they are habitually resident in Ireland.
What is habitual residence and why does it matter when moving back to Ireland?
In the episode, habitual residence is discussed as one of the criteria people may need to satisfy when applying for assistance-based social welfare payments after returning to Ireland. Sarah gives the example of someone returning from the US to care for an elderly parent, where maintaining a centre of interest abroad could make access to support more difficult.
How can Crosscare support Irish citizens returning home?
Crosscare provides information and advocacy assistance to Irish citizens and their family members who are emigrating or returning to Ireland. For returnees who need extra support, Crosscare may help with application forms, advocate on their behalf, and assist where people are dealing with homelessness, domestic violence, conflict-related return, or access to social welfare.
Why can returning to Ireland feel harder than expected?
Returning home is not simply emigration in reverse. Sarah explains that the person has changed, Ireland has changed, and a permanent return feels very different from coming home for Christmas, when everyone is making time for you. People can also experience reverse culture shock, questions of identity and belonging, and a sense of grief for the life they left abroad.
What practical issues should families consider before moving back to Ireland?
Families should think about housing, buying or renting timelines, school places, GP registration, PPS numbers for children born abroad, and supports for loved ones with a disability or care needs. Sarah notes that schools and GP practices may have waiting lists or be oversubscribed, so it is worth checking these before assuming everything will fall neatly into place.
Related Episodes
Banking, Taxes, Moving Back Post-Brexit and Rebuilding Life in Ireland with Michele Coleman (Part 2)
Pets, Schools & the Affordability Rule: Finding your Home in Ireland with Grainne Convery (Part 1)
Emotionally Preparing for A New Dawn in Ireland with James Parnell
Chapters
(00:00) Welcome to Taxbytes for Expats
(00:30) Introducing Sarah Owen and Crosscare Irish Diaspora Support Project
(02:01) Sarah’s background and lived experience of migration
(03:59) How Crosscare supports Irish citizens abroad and returning home
(07:37) Recent trends in Irish emigration and return migration
(09:46) Sponsor Message: Currencies Direct
(10:32) Why returning to Ireland is not always straightforward
(12:40) Information, advocacy and making an informed return
(13:59) Social welfare, housing supports and habitual residence
(15:45) Red tape, GP access, schools and family supports
(16:52) Reverse culture shock, identity and belonging
(18:44) How long it can take to feel settled back in Ireland
Voiceover
Welcome to Taxbytes for Expats, the top tax tips you want to know as an expat. The podcast is here to help answer the common queries and concerns expats have when moving to or from Ireland. Complex taxes explained simply. We’ll focus on the Irish and
international tax issues to be aware of to ensure you save time, money and stress.
Stephanie Wickham
Avoid the hassle of dealing with your bank and transfer online, by app or over the phone on Currencies Direct today. Keep listening for an exclusive offer for Taxbytes for Expats listeners. Thanks to Currencies Direct for their support of
this podcast. Hi everybody. Welcome to this episode of Taxbytes for Expats. Today we are joined by Sarah Owen, who is a project leader with CrossCare Irish Diaspora Support Project,
which is a Dublin-based non- nonprofit funded by the government of Ireland. The aim is for them to provide information and advocacy assistance to Irish citizens moving abroad and those who are also returning to Ireland,
all with a particular focus on supporting people who are marginalised and in crisis situations upon return. Sarah herself is a dual Irish and French citizen and she has lived experience of emigration.
She has worked in the areas of Irish diaspora support and engagement for almost 15 years and she’s passionate about supporting people to make informed migration decisions.
So I think it’s great to have you on the podcast, Sarah, welcome.
Sarah Owen
Thank you so much, Steph, it’s a pleasure to be here.
Stephanie Wickham
Great to be able to talk to you and great to be able to talk to somebody as well who’s involved in such important work which I think many of our listeners will be really interested to hear what you have to say about your experiences and the services that are available.
But we’ll go through all that in time, maybe just kind of to kick off. Could you tell us a little bit about your own background and what led you to this role of kind of working with the Irish diaspora?
Sarah Owen
Yeah, of course. I mean, the beautiful introduction that you gave me, you touched on it a little bit. I am a child of multiple diasporas. I grew up in Kenya in East Africa to an English father and a French mother.
And I lived out there till my early teens. And I moved to Britain and I lived in England for four years. And then I decided, you know what, let’s go to Ireland. And that was supposed to be for six months. And here I am more than 22 years later.
I have a little boy who’s Irish. Ireland is home now, you know. So I suppose just as part of my own journey and the fact that, you know, I suppose I would say I’m quite a privileged migrant, you know, I was able to come to Ireland, get a job, integrate here.
And I always lean towards the nonprofit sector. And I suppose my idea had been to go back to Kenya eventually and to work in sort of development fields. But in 2012, I started an internship with Crosscare and it was supporting political participation
of migrants in Ireland. And I just sort of fell in love with the work. And then when an opportunity came to work with the diaspora part of the project, I jumped at it.
And so I’ve done a number of roles in the project. I’ve done frontline work, I’ve done policy work, I’ve done a lot of outreach and now I’m managing the project. And I would say, look, there’s a lot of trends that have changed over the years
but ultimately the heart of what we do is still the the direct support for people and i think at a time where we’re all sort of communicating through screens and you know the increase of ai and so on it’s still really important to have that personal touch that human connection
and it’s it’s really important in what we do and i think that’s that’s what keeps me passionate about the work you know the fact that i can see the impact that we have. And I work with a fantastic team as well, so that helps.
Stephanie Wickham
And that actually leads me quite nicely to my next question, which is, what does the support project do? And who are the people who are typically reaching out for support?
Sarah Owen
Yeah, no, you gave us again a great introduction around that. But so ultimately we’re funded by the Irish government to provide support to people who are both leaving the country by way of information,
mainly online nowadays. You know, someone moving to Australia might be looking to connect in with a group in Australia. We have contact details on our website for support organisations abroad, but also, you know, for a first-time
immigrant trying to demystify some of the immigration process. So, you know, you’re going on a working holiday, what does that look like? Where can you go to? And then on, I suppose, the flip side, the rest of the work is really around providing support
to people who are returning. And they might be returning in a planned way. So you might have someone in New York who wants to know about how to get an Irish passport or PPS number for their child born over there because they’re moving back home, they’re moving to
Mayo or something. Or indeed, you might have someone who is being deported from somewhere in Southeast Asia and is going to be coming back homeless and is going to need to engage with statutory services.
So it’s really quite a broad range, I suppose, the work that we do. But there’s sort of three main areas. So the Irish diaspora support, which I’ve given you a few examples there, is at the heart of everything. And then on top of that, we do policy and research work.
So identifying trends as they arise on the front line and engaging with policymakers and trying to remove administrative barriers, particularly for people who are returning in difficult circumstances.
Trying to make things easier for people rather than to make them jump through more hoops is something that we really, you know, we feel is really important, particularly at a time where, you know, there are a lot of people emigrating, but there’s still quite
a lot of people moving back to Ireland. And yeah, and then the other thing that we do is outreach. So I mentioned there Irish organizations around the world, but the Emigrant Support Program, which funds us, is a fund that was established back in the early 2000s and has funded
over 900 organizations around the world to provide some kind of supports or services to Irish citizens abroad and we’d be networked in with those groups. So as an example it might be an Irish dancing
group in Sydney, it might be a language group in Belgium or indeed it might be an Irish welfare organization providing lots of support to say older Irish immigrants in London. There’s a real spread of the type of organization that exists and you know
we’re very fortunate I suppose to be part of of that network. I suppose we’re also part of a much larger organization so we’re a small project based in Dublin with three people but as the organization
Crosscare itself has about 500 staff and works across social services across the greater Dublin region. So it’s things like food services and cafes providing healthy meals for a small amount. It’s youth clubs all around Dublin. It’s homeless
services with accommodation. It’s counselling services, gambling support services. So we’re really well situated, I suppose, in terms of our overseas networks, but indeed the larger
organisation which we’re part of. And the ethos of the organization is really around helping those who need the most support and I think that’s that’s that’s very much what we do to give you an idea so last year we would have worked with over
1,500 people and that’s Irish citizens and their family members who are either emigrating or returning as I said it’s mainly return the way we’re seeing the sort of crisis cases but at the same time it’s both for people emigrating and people returning that we focus on.
Stephanie Wickham
And what kind of changes or patterns have you seen in the last few years in terms of people returning to Ireland and people leaving? Because you’ve mentioned, obviously, you guys are at the
Sarah Owen
front line of kind of monitoring those movements. Yeah, I suppose the last 10 years have, I mean, I think it’s fair to say the last 10 years have been a bit bonkers just in society in general, right? And there’s been so much change. I mean, we had the pandemic,
we’ve had things like Brexit, we’ve had the change of administration in the US, we’ve had the rise and unfortunate rise of conflict around the world. And I think we’re all sort of navigating those changes, right? So why should immigration and migration be any different? At the start of
the pandemic, we would have seen a real spike in people returning to Ireland. And those would have been people who say were on a temporary immigration permission abroad or had lost their job abroad or indeed were
coming back to be closer to family members at a time that it felt like the world was sort of ending and then post pandemic we saw an increase then and we still seeing an increase in in particularly younger people emigrating
you know there’s obviously push factors I mean things like the housing crisis cost of living can’t be underestimated as push factors. But there’s also, I suppose, the fact that that generation hadn’t been able to go and have the adventure, see the
world do what the Irish do best in terms of traveling and emigrating and connecting with people outside of Ireland. So there’s been a real spike, I suppose, in people particularly
going to Australia, but also places like Canada. The other thing I suppose we’ve seen is movement to places where English isn’t the first language. There’s still obviously movement to traditional destinations like
the UK, our closest neighbor, but it is harder to get into some of the traditional destinations like the USA, for instance. So we’ve seen a move to places like the UAE and obviously
there’s been a large Irish population out in the Gulf states who are now potentially looking at moving back to Ireland because of what’s happening out there. So it’s hard to sort of look at 10
years because so much has happened, you know.
Stephanie Wickham
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currenciesdirect.com to register. And thanks to Currencies Direct for the support of this podcast. And yet the funny thing is, is that irrespective of those changes, the lived experience of somebody
who comes back probably hasn’t changed very much because returning home is difficult, it’s challenging. And I suppose, do you see sometimes that maybe there’s an assumption that when
somebody comes back to Ireland, well, it’s obviously going to feel familiar and it’ll all be easy. Is that always the case? What do you see practically when people navigate this?
Sarah Owen
I think this is an area that there has been a little bit of change in terms of how people perceive things in Ireland. I think it’s, it’s now fairly understood that there are going to be some challenges that people face.
But I think the thing is that sometimes people aren’t really aware of exactly what might be the pinch points when they’re coming back. So there’s definitely more awareness than there would have been say five, even 10 years ago around return migration, not just being a reverse of emigration.
Right. It’s so much more than that. And the idea of it being re-emigration, you know, that you’ve changed when you come back to the country, the country’s changed. Coming back to Ireland for Christmas and spending time with all your loved ones and
family and friends and everyone dropping everything for you is totally not what it’s like if you’re moving back permanently. In fact, sometimes people comment that they see their friends and loved ones less now that they live in Ireland than when they were abroad, you know. So I think there’s more
awareness that there are challenges there, but I think things still come as a surprise for people and and that can really depend on where they’ve been how long they’ve been away you know and how connected they’ve stayed to Ireland as
well I mean it would be unusual for us to encounter people who weren’t aware of the housing crisis for instance right most people would know about that but they might think of them making a planned return it might not necessarily
impact them so you know if they’re coming back and they want to buy property or, you know, they’re in a fortunate place where they can do so, even then, I think people are a bit surprised at the fact that it can take longer than they anticipated, right? And I mean, do you,
Stephanie Wickham
what kind of support do you guys provide there? Is it information service? Absolutely, yeah. So,
Sarah Owen
we’re part of a, I suppose, an ecosystem of organisations in Ireland who provide information on the return side of things. So, in recent years, citizensinformation.ie have a new section on their website that’s called the Returning to Ireland portal.
And there’s really detailed information there around, you know, helping someone plan their return. There’s also our partners over in Mayo, Safe Home Ireland, who do very similar work to ourselves. And I suppose we’re all singing off the same hymn sheet, if you like.
You know, it’s really the starting point is information. We don’t take the approach, certainly in Crosscare anyway, of promoting or dissuading immigration or return what we’re trying to do is to help people make an informed decision um for themselves right and so
when you have someone making that planned return sometimes people will turn around and go you know what actually this isn’t my time i’m not going to come back now and that’s perfectly fine because a person has to do what’s what’s the right thing for them you know and then on the on the the hands-on side of things in terms of meeting people, advocating on their behalf, that’s really
people who are coming back who need some kind of support from the state usually. So they might be coming back into homelessness, they might be fleeing domestic violence, they might have left a conflict zone and are looking for work on their return and need to connect in with social welfare
support. So you know we’d help people fill in their application forms, we would advocate on their behalf if they’re coming up against issues. So something that people are often surprised about is just because you’re an Irish citizen doesn’t mean you have an automatic
entitlement to access statutory supports. There are I suppose criteria that you have to satisfy. So for things like accessing housing supports, you usually have to be on the housing list or you have
to have a local connection to the area and if someone’s been gone for a very long period of time that’s where we come in. You know we’re advocating for the fact that you know they’re they’ve been gone but they’re originally from x place they this is their their their lived experience of being there and the same
thing with social welfare uh it’s not automatic so if you haven’t lived in the country um for at least um two years you can’t rely on your social insurance contributions so more than likely you’re applying for an assistance-based payment and for for that, you have to satisfy a means test,
which, you know, if you’ve got someone coming back from a conflict zone and they’re being asked to provide six months’ worth of bank statements, I mean, you can imagine how that goes, right? And then they also have to show that they’re habitually resident in Ireland.
And that can be really difficult for certain groups of people. So for instance, let’s say that you’re living in the States and you’re coming home to care for your elderly father who’s taken a fall. And it’s all happened really quickly and suddenly you’re in Ireland and you’re caring for your parent. It might actually
be quite difficult to access something like Carers Allowance because you’ve maintained a centre of interest in the States because you’re here potentially for a short period of time. So that can leave someone in sort of a difficult
position they might not have access to support and so we we try and advocate on behalf of people and and for the most part we’re successful but there are some cases that are more difficult than others. I feel like I’ve spoken quite a lot there, so I’ll let you ask the next question.
Stephanie Wickham
It’s all very useful because these are the things that sometimes, you know, you don’t read about them on the information websites, it’s experience of working with people. Why are the challenges beyond housing that you see people grapple with when
Other speaker
they come back, beyond the things you’ve just mentioned?
Sarah Owen
So there’s a lot of administrative red tape that people find difficult to grapple with. So, I mean, even when it comes to say registering with a GP, it might be difficult to register with a GP in the
area because they’re all oversubscribed or they might not be familiar with the process of registering a child in school and how that might work. And again, a lot of schools are operating waiting lists, for instance. So there isn’t that sort of, yes, that’s it,
you’ve applied to the school, right now you’re getting in. Um, the same thing with, you know, uh, supports for people who are say returning with a loved one who has a disability or needs some kind of care,
you know, trying to, to look at, um, uh, I suppose what exists for them. It can be hard to sort of find that information out and, and, and navigate, uh, depending on a person’s circumstances, all of that whilst also returning.
It’s, it’s quite a lot, you know, And I think no matter if someone is making a planned return or is returning in more difficult circumstances, there’s always that sort of reverse culture shock, right?
You know, and that comes really unexpected for people. They know it’s gonna be different to immigration, but I think it surprises them that now it feels like
the life that they’ve had elsewhere, they almost don’t have permission to talk about it. You know, we often hear people going, I feel more American than I do Irish when I’m back in Ireland, but when I’m in America, I feel more Irish than I do American.
So it’s that piece that comes with migration, a sense of belonging. And one of the things that we try and encourage people to do is to sort of get to know Ireland again.
If in their power, go around and see the country, get excited by what’s happening. Having to rebuild social networks and professional networks can come as a surprise to people and it can be harder because I suppose,
you know, take the example of someone who left Ireland at 22 and went to Australia on a working holiday, and they’re now coming back at 35 with two children in tow and an Australian partner. That’s a very, very different, I suppose, social network that you’re going to build there, right?
You’re also very different as a person and the things that you’re connecting in with in terms of the state, but in terms of society in general, you’re at a completely different level to when you left, you know?
So I think, yeah, it can take time for people to adjust to life back in Ireland. And even once they’re through the red tape piece and the dust is settled and they’re living
somewhere and they’ve got employment, there’s still that piece of of identity and belonging that that takes a little bit longer for people to to to adjust to.
Stephanie Wickham
I often read on some of the forums, you know, people saying things like we’ve been back six months or we’ve been back nine months and we just can’t settle. And, you know, just even from our own
experience, I recall not feeling settled at that point. And that was obviously just my experience. But would you observe that, that it can take people longer than they think to feel like, oh, this was the right decision?
Sarah Owen
Absolutely. I mean, I think, listen, the first year is all about that, you know, sometimes longer for people. I’ve met people who two years down the line are going, it’s only now that I’m starting to feel at home again. And part of that is all the things I mentioned, but part of that is also
the yearning for the life that had been, you know. We all tend to look at things through rose-tinted spectacles. So when you’re abroad, Ireland, you’re looking at it in this sort of romanticized way.
But when you’re back in Ireland, maybe you’re looking at your old life and going, actually, there was things about my old life that I really miss. So there’s a grief within that as well that I think doesn’t really get named. But absolutely, I have never met anyone who’s
been back and after a month is like, right, I’m here. And if they’re saying that’s the case, then I’m expecting the few months time where it’s like, oh, oh yeah, I didn’t think that I was
needing to adjust, but there are things I need to look at.
Voiceover
Thanks for listening to Taxbytes for Expats. Please do leave a rating or review wherever you listen to your podcast. And as always, remember to take professional tax advice specific to your personal circumstances
before acting or refraining from action in connection with the matters dealt with in this series. The material in this podcast is intended to give general guidance only.